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A former NFL player who suffered what the league deemed a career-ending concussion has sued insurer Lloyds of London for denying a $1 million insurance policy for professional athletes.The lawsuit, filed this week in North Carolina, could become a test case for insurers dealing with the emerging fallout from sports concussions and head trauma claims.The NFL declared former Carolina Panthers defensive back Haruki Nakamura fully and permanently disabled after the August 2013 concussion he received in a preseason game, awarding him monthly benefits.Lloyds medical expert ruled in 2015 that Nakamura could return to play. Its doctor thought that he was exaggerating his symptoms and that earlier concussions in college contributed to his condition. Still, the doctor cautioned him to consider the probable long-term effects of repetitive concussions before returning to the NFL, according to the lawsuit, filed Monday in Mecklenburg County.Nakamura, 30, said he already suffers from headaches, vision problems, fatigue, depression and suicidal thoughts.A U.S. Lloyds spokeswoman, Lizzie Lowe, said the insurance consortium doesnt comment on pending litigation. A woman who worked on the case for Lloyds underwriter, Empirical Loss Management, declined to comment.Nakamura took a hit to the head making a tackle in a game against the Pittsburgh Steelers, and he was diagnosed with a concussion at a hospital. Citing a concussion, the Panthers released him five days later, the lawsuit said. He was later diagnosed with post-concussion syndrome by a sports concussion expert at the University of Pittsburgh.Nakamura had paid $17,000 a year for the Lloyds policy in 2012 and 2013, according to his lawyers, John W. Schryber and Julie L. Hammerman, who specialize in insurance policies for athletes. The lawyers said they have never had an insurer reject a policy after a doctor or the NFL judged a client to have a career-ending injury. But this is the first concussion claim they have filed under coverage for bodily injuries.And now theyre denying coverage altogether, Schryber said Wednesday. The point of going out and buying private insurance is to have a hedge against all of these other things that are outside of your control.Nakamura could seek an award under the NFLs planned $1 billion court settlement of concussion claims, though its unclear how he might fare. The settlement, which could roll out within the next year, is designed to cover more than 20,000 NFL retirees for the next 65 years.The league estimates that 6,000 former players, or nearly 3 in 10, could develop Alzheimers disease or moderate dementia that some experts link to concussions.Nakamura, an Ohio native, played for the Baltimore Ravens from 2008 to 2011 before joining the Panthers. He lives with his wife and two children in Mooresville, North Carolina. Fake Shoes . The Americans, skipped by John Shuster, seized the advantage in the eighth end by scoring five points for a 7-3 lead. The Czechs pulled two back in the ninth, but Shusters team of third Jeff Isaacson, second Jared Zezel and lead John Landsteiner ended with another point to secure the last Olympic berth on offer. Fake Nike Shoes . -- In one brief spurt, Brazil turned a close game into a rout and proved again it will be a strong World Cup favourite. http://www.fakeshoesforsale.com/ . Jordan Lynch, the all-purpose Heisman Trophy finalist from Northern Illinois, failed to make it into that exclusive club. Fake Shoes From China . P.A. Parenteau scored early in the third period to help the Avs edge Toronto 2-1 on Tuesday night. Cory Sarich also scored for Colorado (3-0-0), which is off to its best ever start. Fake Shoes For Sale . "It was nerve-wracking, but we pulled through," said Collaros, who threw four touchdown passes to lead the Toronto Argonauts (8-4) to a 33-27 win over the Calgary Stampeders (9-3) in front of 28,781 fans at McMahon Stadium.Jordan Spieth believes he can build on last season’s success, starting at this week’s Northern Trust Open where Rory McIlroy also features. Spieth narrowly missed out on forcing his way into a play-off at Riviera 12 months ago as James Hahn claimed a maiden PGA Tour title, but has since won six victories worldwide. The world No 1 hasnt replicated his 2015 dominance since a convincing season-opening victory in Hawaii last month, although showed signs of improvement with a bogey-free final round 66 during last weeks AT&T Pebble Beach Pro-Am. Spieth admitted to being physically jaded during a tied-fifth finish in Abu Dhbai, ended runner-up in Singapore despite another off-key putting display and got off to a slow start before on the West Coast last week before his strong finish. Spieth only just made the cut after three rounds at Pebble Beach The 22-year-old tees off for the opening two rounds alongside long-time friend Justin Thomas and former Masters champion Fred Couples, with Spieth remaining confident of having another big season.I think that we have the right balance and the right team, Spieth told a press conference on Tuesday. I think last year kind of proved that we could do it throughout a season and stay in contention in the biggest events, so I have full confidence in that. Sure, youre going to get good breaks and youre going to get bad breaks. For me, the more you look at it as hopefully Im out here for 30 more years, youre going to see a lot of both.ddddddddddddI think its all gotten a bit more consistent. When the pressure comes on, I can now really relate and look back to a lot of key moments where Ive hit shots in the past when the pressure has been on. The world No 1 struggled with his putter in Abu Dhabi and Singapore This weeks par-71 course overlooking the iconic Hollywood sign is a popular destination for Spieth, who is making his fourth appearance in five years at the West Coast Swing finale.Ive probably played this course close to 30 times now, which is a lot compared to other tournaments, Spieth added. Its one of my favourites in the entire world.I love being here. Its one of the very few (courses) with the history that it has ... not only just the champions but all those who have walked these fairways.For me to win on a golf course that I consider one of the top few in the world, I mean, thats always a goal. It would be pretty amazing.Watch the Northern Trust Open throughout the week live on Sky Sports 4 - your home of golf. Or watch